For 2020, I decided to track 4 things to meet my overall financial goals for the year.
- How I spent my paycheck
- Progress to maxing out my 401(k)
- Pre-Tax Savings Rate
- No Spend Days for the month (using my FREE daily tracker, and my Monthly tracker)
As a single mom, the focus on growing my income by learning new skills, while reducing spending, is as important as ever. I’ve always been a saver but by tracking my spending habits I’ve been able to pin point a few areas of excess spend (eating and drinking out, shopping) that can be trimmed. Areas I don’t trim are reading and learning (current fave here).
This post will be for 2. Progress to Maxing out my 401(k)

IG page here : https://www.instagram.com/p/B8SZiH5nCsj/
I increased my 401(k) rate to front load the contributions.
As they say, Time IN the market is better than TimING the market.