For 2020, I decided to track 4 things to meet my overall financial goals for the year.
- How I spent my paycheck
- Progress to maxing out my 401(k)
- Pre-Tax Savings Rate
- No Spend Days for the month (using my FREE daily tracker, and my Monthly tracker)
This page is on the pre-tax Savings rate for JANUARY.
Tracking pre Tax saving/ investing again this year. I use pre tax in this table to include the money invested in my 401(k) and HSA before my paycheck hits my bank account.
That number is then divided by my gross pay (the bigger number, before taxes hit). My goal this year is 30% pre tax savings. I want to do that by increasing my income and being intentional on my spending with #nospendchallenge and tracking my spending daily